You need to ask your self this
if it gets stolen can I offord to replace it off my own back ?
You know its expensive but what isnt, I had my kit stolen approx 10 yrs ago the insurance I has was good they came down asked a few questions got the crime number and paid out in full new for old,
I got a letter with the cheque explaining that my fishing equipment was deemed to be specialist sports equipment and that although they paid me out when my term of cover finished in 4 weeks I would need to seek another company for that type of insurance
I kid you not 5 weeks after that letter, I lost the lot I came back from a match tired, I went into the house made myself a cup of tea and fell asleep I woke at 2am and the van had been broken into and It was all gone.
My first cheque was for 7.5k the second was zero this was part of the reason I have been out of this game for 9/10 years.
Guys if you value your sport, its paramount you get your kit covered, I cant stress enough how gutted I was when I see the window missing from the van.
Just a further note your poles and rods are only half the value of your gear I will garauntee the bits and bobs equal the cost of your rods and poiles dont undervalue
JC
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