Club Insurance - Talk Angling fishing chat and tackle advice

raver · 31st January 2008, 02:50 PM

Earlier this week I attended our clubs AGM. The insurance situation was very confusing. We as members, were basically requested to sign a disclaimer for any loss or injury etc. The general opinion was that as a club we could not afford to buy insurance cover. The cost would be to much and this would result in lost members due to increased annual rates. Does anyone else know of a similar situation? Is it acceptable for members to merely sign a disclaimer or is it compulsary whatever that we have an insurance policy in place?
Any clarification would be welcome please.
ps we have approx 16 members and are linked to the BAA.

Larry Teepot · 31st January 2008, 02:54 PM

tell the members to get there own PI...why do you need to insure them unless you rent water........if you book water that belongs to some one else they will have the liability

Oneabung · 31st January 2008, 03:25 PM

Mr Teepot is correct, just get an insertion into your article of association that all members should take out their own insurance.

ridgeacre · 31st January 2008, 03:29 PM

would this be from the BAA by any chance, ie when on there water

Larry Teepot · 31st January 2008, 04:00 PM

i think u are on the button frank sounds 100% like them

raver · 31st January 2008, 04:34 PM

We don't own or rent any waters of our own, just access to the BAA portfolio. I think the main concern is that the Chairman, seceratary, treasurer etc could be liable if anyone had a mishap and did not carry their own insurance. If that is the case then as a club we need to make the "carry your own" approach compulsary, or a condition of membership.
Ta!

ridgeacre · 31st January 2008, 06:35 PM

No mate your members go of there own accord so they are responsible for any miss fortune that befall them (hope nothing does). I can not see any one being sued under them conditions.
Why I asked if it was a condition of the BAA I was asked last year to sign a simular form on behalf off our members when we booked a contest at a certain venue (no names).I refused told them if I had to sign it as part of the booking I would take the £140 contest fee to another place, he replied ok just the money,end of story